Residential – purchases and refinance:
First Mortgages up to 85% (exceptions to 90%) Loan to Value
Rates from 6%, fees from 2%, lending throughout Canada
Second mortgages up to 85% (exceptions to 90%) Loan to Value
Rates from 10%, fees from 3%, lending throughout Canada
Commercial – purchase and refinance:
First mortgages up to 80% (exceptions to 85%) Loan to Value
Rates from 7%, fees from 2%, lending throughout Canada
Second mortgages up to 80% (exceptions to 85%) Loan to Value
Rates from 11%, fees from 4%, lending throughout Canada
Agricultural – purchase and refinance:
First mortgages up to 70% (exceptions to 75%) Loan to Value
Rates from 8%, fees from 3%, lending throughout Canada
Second mortgages up to 70% (exceptions to 75%) Loan to Value
Rates from 12%, fees from 4%, lending throughout Canada
Requirements to apply:
Address of the property
Requested mortgage details
Mortgage application (contact for our form)
Recent Equifax credit bureau (or consent to run check)
Appraisal or agreement to purchase
Additional documents/info to be requested during screening